People who retire to countries such as India, Pakistan, Trinidad &Tobago, Grenada, Nigeria and Kenya are not entitled to their full pension payout, unlike those retiring and staying in the UK and Europe.
People from Black and minority ethnic (BME) background who retire to certain countries will have their state pension frozen for the duration of their retirement and this will have a detrimental effect on future of BME finances according to a report by equality think tank Runnymede Trust.